We do things different.

Approval First. Car Second.

Shifter flips the traditional car-buying model. You get pre-approved before shopping, so every vehicle you see actually fits your budget and credit profile.

No Time Wasted on “Maybe” Cars

Unlike dealerships that show vehicles hoping they can make the numbers work, Shifter only matches you with cars you can realistically get approved for - no bait-and-switch.

Personal Shopper at a Local Dealership

You’re matched with a dedicated finance manager and personal shopper at a Shifter dealership near you, anywhere in Canada -combining online convenience with real human support.

Nationwide Access, Local Experience

Shifter works coast to coast, giving Canadians access to vehicles and financing options beyond what a single dealership can offer, while still keeping the experience local.

No Obligation, No Pressure

Getting approved with Shifter doesn’t lock you into a purchase. Discover what you qualify for, explore your options, and decide when - and if - you’re ready to buy.

Built for Buy, Trade, and Refinance

Whether you’re buying a vehicle, trading one in, or refinancing an existing loan, Shifter offers a complete do-over on your auto financing - without starting over at a dealership desk.