My Offers
Take advantage of our exclusive third-party offers! Get a quick cash advance up to $500, enroll in credit-building programs, access special credit options, and more. Designed to help Canadians boost their buying power and manage finances smarter — all in one place.
Disclosure: The offers shown above are provided by third-party partners and not by Shifter.ca or its affiliates. Shifter.ca may receive compensation if you click on an offer or enroll in a partner program. Eligibility, approval, rates, terms, and availability are determined solely by the third-party provider and may vary based on your individual financial profile and location. These offers are optional and are not required to use Shifter.ca’s services. Please review each provider’s terms, conditions, and privacy policy before applying.
Get up to $500 in minutes.
Access the cash you need. No credit check, no interest and no late fees. It's loved by more than 600,000 Canadians!
Build your credit at 0%.
Build credit responsibly with a $30-$250 credit line at 0%, no prior credit history or deposit required.

Cashback Mastercard
Earn Cashback on Every Day Essentials with the Neo Mastercard.
Approval is guaranteed.
Access up to $1,500!
Get real-time access to a portion of your wage in minutes and your credit score does not get impacted.
Shifter has a growing network of Finance Managers waiting to assist you anywhere in Canada.


